There has been a lot of policy suggestions and amendments being made in Washington regarding healthcare coverage in the United States. Even though it seems like the decisions are out of our hands, we still need to be abreast of what our elected officials are voting for.
How does it affect us? Well, some of us with full-time, corporate jobs may not think that changes will affect us because our companies offer private insurance. So, we’re covered! Well, yes and no. Private insurance is great when you are able to pay for it BUT how do you know that you are paying a fair and reasonable rate for you and your families coverage? Are insurance companies just making more money off of people who they “think” can pay?
And even though you and your immediate family are covered, what about Mom and Dad, who may just have Medicare and are on a limited income? Nine times out of ten, the children will have to pick up the remainder of the medical bill tab in order to keep Mom and Dad healthy. We need to be aware of what benefits, if any, the government is going to give our parents and seniors.
Will this healthcare coverage provide for long-term illnesses such as Alzheimer’s, dementia, Parkinson’s, MS, chronic arthritis, etc. These conditions can sometimes cause individuals to need the additional assistance of a healthcare facility (i.e. assisted living or nursing home). They are not cheap! How much coverage will be provided for these conditions?
Short-term and long-term disability is being used at a greater rate these days. Will universal healthcare cover your family for the unexpected accident?
And even if we do have private insurance and only use it for our annual physicals and dental cleanings, would it be more cost-effective to have universal healthcare than paying hundreds of dollars per year in order to have private insurance?
These are topics that affect us all and we SHOULD be taking notice. We SHOULD be voicing our opinions to our elected officials about how healthcare is affecting us and what WE feel would be the best fit for our families.
Let’s not just sit back and let the chips fall where they may, Let your voice be heard!!!!!!!